INDmoney Stock Trading, Demat, Brokerage and Reviews 2026

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0.26%8,38,493 Clients

Founded in 2019, INDmoney Private Limited is India's "Super Finance App" that helps you manage, plan and grow your money and all in one place. With INDmoney, you can track your entire family's finances, set savings goals and invest in various options like Indian stocks, US stocks, mutual funds, ETFs, fixed deposits, IPOs and more.

INDmoney is registered with SEBI as an investment advisor. INDmoney acts as a trading and clearing member of NSE, BSE and BSE Star MF and provides transparency and security to its users.

INDmoney Key Features

Feature

Details

Indian Stock Market

Open a free demat account and invest in Indian stocks, ETFs and IPOs. Automate SIPs and use advanced tools like live P&L, options chain and basket orders for optimised trading.

US Stocks

Invest in over 5,000 global stocks, including Apple and Tesla, starting from ₹100. Enjoy zero platform or withdrawal fees, fast fund transfers, and SIP options for US stocks.

Mutual Funds

Access over 1,600 direct mutual fund plans, save commissions by switching from regular plans and use free tools like insights and calculators to track your portfolio.

Insta Cash

Get instant access to up to Rs 5 lakhs in just 2 minutes. Exclusively available for select INDmoney users.

INDstocks App

Trade futures & options, intraday and ETFs with features like price alerts, advanced charts, and sectoral stock categorization.

INDmoney USP

What makes INDmoney different from the competition?

  • Account Opening AMC: Rs 0
  • Equity Brokerage: 0.05% or Rs 20, whichever is lower - Minimum Rs 2
  • F&O Brokerage: Rs 20
  • Zero Deposit and Withdrawal fees for investing in 9000+ US stocks. 0.25% brokerage per transaction (maximum $25).
  • INDmoney depository participant name: CDSL
  • Products and services: Indian Stocks, US stocks, F& O, IPO, Mutual Funds, National Pension Scheme (NPS), Fixed Deposit, and Insurance.
  • Trading Platform: INDmoney Online Web Portal, INDstocks: F&O & Trading App and INDmoney - Demat, Stock, SIP.

INDmoney Special Offer

Free stock trading and mutual funds Account

  • Lifetime FREE Demat account AMC
  • Brokerage free Mutual Fund investment
  • Invest in Indian and US stocks from one app
  • 4X instant wallet boost with MTF at just 0.04% interest per day
  • Flat ₹20 brokerage per trade across all F&O segments
  • Zero Fees on US stocks deposits and Withdrawals
  • Track all finances and know your net worth

Limited-time offer!

Open your instant INDmoney account (FREE) online and start trading today.

INDmoney Charges 2026

INDmoney allows you to open a 2-in-1 account (combination of demat and trading account).


Following are the INDmoney trading account charges:

Features

Brokerage Charges

Equity Delivery

0.05% of order value or Rs 20, whichever is lower

Equity Intraday

0.05% of order value or Rs 20, whichever is lower - Minimum Rs 2

Equity Futures

Rs 20 per executed order

Equity options

Rs 20 per executed order

Currency futures

NA

Currency options

NA

Commodity futures

NA

Commodity Options

NA

Minimum Brokerage

Minimum Rs 2

US Stocks (Global Access)

0.25% Per Transactions | Max: $25 (excl GST)

US Stocks (Direct Access)

NA (On all US Stocks Trades)

VisitINDmoney Brokerage Charges Reviewfor more detail.


Special Offer: Invest in the Indian market at a flat 20 per trade and 0 commission Mutual Funds. Get a 4X instant wallet boost with MTF at just 0.04% daily interest. Open a lifetime Free account now. Invest in Indian and US stocks from one app, starting at just Rs 100.

INDmoney Online Account Opening

Open an INDmoney Demat account online with your PAN and Aadhaar at no cost. Steps:

  1. Visit the official INDmoney website.
  2. Click on “Create a free account” or “Sign up”.
  3. Enter your mobile number and complete the verification by entering the OTP sent to you.
  4. Follow the on-screen instructions to complete the process step by step.

The account opening process at INDmoney is quick and seamless and usually takes only 10–15 minutes.


INDmoney Trading Software (INDmoney Trading Platforms)

INDmoney App Review

INDmoney is a comprehensive personal finance app that helps users track, plan and invest effortlessly. It offers two main applications: INDmoney (for stocks and mutual funds) and INDstocks (for F&O and trading). Key Features INDmoney App:

  1. Open a free Demat and trading account with paperless and fast KYC.
  2. Automate SIPs for over 5,000 stocks and 160+ ETFs with daily, weekly or monthly options.
  3. Invest in IPOs and track upcoming IPO opportunities.
  4. Access advanced trading tools such as Live PnL, Option Chain, PCR, OI and IV for F&O.
  5. Boost your intraday trading balance by five times with instant, free fund access through UPI.
  6. Instantly withdraw up to Rs 1 lac from the available balance in your trading account.
  7. Access to PCR, OI and IV with Options Chain View
  8. F&O trading with automated chart patterns
  9. Access to important stock data like financials, returns and P/E ratio
  10. Boost your balance by up to 5x for intraday trading

Key Features of US Stock Market Investments

  1. Invest in more than 5,000 US stocks and ETFs starting with just 100 rupees.
  2. Enjoy zero platform and withdrawal fees for US investments.
  3. Automate SIPs in global stocks like Apple, Tesla, Amazon,Nvidia, etc
  4. View portfolio returns in both INR and USD and track dividend yields with the Dividend Calendar.
  5. Get live price alerts for major US indices like Nasdaq, NYSE and S&P 500.
  6. Get more Dollar $ for your rupees & fast money transfer to your US Stocks Wallet.

Visit INDmoney Trading Software Review for more detail.

🚀 Open Your INDmoney Account Today!

Invest in the Indian market at a flat 20 per trade and 0 commission Mutual Funds. Get a 4X instant wallet boost with MTF at just 0.04% daily interest. Open a lifetime Free account now. Invest in Indian and US stocks from one app, starting at just Rs 100.

INDmoney Pros and Cons

INDmoney Pros (Advantages)

The following are the advantages of INDmoney. You must read INDmoney advantages and disadvantages before opening an account with INDmoney. INDmoney pros and cons help you find if it suits your investment needs.

  1. Zero-cost trading account opening.
  2. INDmoney AMC charges are Rs 0 (lifetime).
  3. Invest in Indian and US stocks from one app.
  4. Pledge & Unpledge: Rs 20 + GST per ISIN per request.
  5. INDmoney for US stocks: Direct Access (NSEIX) and Zero AMC and Withdrawal Charges.
  6. Mutual Fund: Invest in 1600+ Direct Plan Mutual Funds.
  7. Invest in NPS: Efficient Retirement Planning. Save up to Rs 62,400/- per year in taxes with NPS.
  8. Family Accounts: Manage all your Family Accounts.

INDmoney Cons (Disadvantages)

The following are the cons of INDmoney. Check the list of INDmoney drawbacks.

  1. No 3-in-1 account.
  2. Currency F&O and commodity trading are not available.
  3. Offer for sale and right issue investment is not available.
Open Instant Account with INDmoney

INDmoney Ratings

Overall Rating
Rated 4.0 stars 4.0/5
Fees
Rated 5.0 stars 5.0/5
Brokerage
Rated 2.0 stars 2.0/5
Usability
Rated 4.0 stars 4.0/5
Customer Service
Rated 4.0 stars 4.0/5
Research Capabilities
Rated 2.0 stars 2.0/5

Based on 1 Votes by INDmoney Customers

Do you trade with INDmoney? Rate INDmoney

INDmoney Complaint

The number of INDmoney customer complaint received by the exchanges. The INDmoney consumer complaint report helps understanding the INDmoney quality and relibility of service.

ExchangeFinancial YearNumber of Clients*Complaints**%
BSE2025-2634408710.0003 %
NSE2025-2683849350.0006 %
BSE2024-2528617810.0003 %
NSE2024-258363531430.02 %
BSE2023-2413337920 %
NSE2023-24373042110 %
BSE2022-2331300 %

* The number of active customers reported by the broker.

** The total number of complaints received against the broker at the given exchange.

Visit INDmoney Complaints at BSE, NSE and MCX for detail report.

Frequently Asked Questions

INDmoney is owned by Finzoom Investment Advisors Private Limited, which is registered with SEBI as an investment advisor.

 

INDmoney is an all-in-one financial app that allows users to track their finances, plan financial goals and invest in products like Indian stocks, US stocks, mutual funds, ETFs, fixed deposits and more. The app consolidates your financial data to give you a complete overview of your wealth and helps you make informed investment decisions. INDmoney charges a brokerage fee of Rs 20 or 0.05% per executed order.

 

Brokerage Charges:

  • Account opening: Free of charge
  • Annual Maintenance Charges (AMC): ₹0
  • Brokerage charges: Rs 20 or 0.05% per executed order for equity delivery of shares (whichever is lower) and Rs 20 for F&O trading.

 

INDmoney helps users manage their money by tracking expenses, setting financial goals and investing in Indian and US stocks, mutual funds, NPS and more. In addition, INDmoney offers advanced tools such as SIP automation, credit scoring and personalized financial information.

INDmoney Key Features:

  • All-in-One App: Combines personal financial management with robust investment apps.
  • Family Financial Management: Track and manage all family accounts in one place.
  • Automate SIPs for over 5,000 stocks and 160+ ETFs with daily, weekly or monthly options.
  • Invest in 5,000+ US stocks and ETFs with just ₹100 and no platform and withdrawal charges for US investments.
  • Instant Cash: Quick access to instant cash up to ₹5 lakhs in just 2 minutes.
  • Multiple options: Stocks, F&O, Mutual Funds, US stocks, NPS, insurance and more.
  • Track All your Demat accounts in one place.
  • Quick onboarding: Users can set up their demat and trading accounts in minutes.
  • Paperless process: Users can complete KYC online with PAN and Aadhar numbers.

 

INDmoney Insta Cash is a feature that provides users instant access to cash, up to Rs 5 lakhs, within 2 minutes. This feature is available only to a select group of INDmoney users.

 

INDmoney is used for:

  • Tracking expenses and investments.
  • Managing family finances.
  • Investing in Indian and US stocks, mutual funds, NPS, and fixed deposits.
  • Setting and achieving financial goals.

 

The INDmoney app is owned and operated by Finzoom Investment Advisors Private Limited.

 

INDmoney was founded in 2019. INDmoney is SEBI registered and is a depositary participant with CDSL.

 

The INDmoney app belongs to Finzoom Investment Advisors Private Limited, which owns and operates the platform. Additionally, Finzoomers Services Private Limited, a sister company of INDmoney, supports the app by facilitating various financial services.

Finzoomers is registered with IRDAI as a Corporate Agent (Composite) and with PFRDA as a Point of Presence for NPS-related services. It powers the marketing and distribution of financial products like loans, insurance, and deposits for INDmoney.

 

Information on this page was last updated on Monday, March 31, 2025

Special Offer: Invest in the Indian market at a flat 20 per trade and 0 commission Mutual Funds. Get a 4X instant wallet boost with MTF at just 0.04% daily interest. Open a lifetime Free account now. Invest in Indian and US stocks from one app, starting at just Rs 100.
🚀 Open Your INDmoney Account Today!
Invest in the Indian market at a flat 20 per trade and 0 commission Mutual Funds. Get a 4X instant wallet boost with MTF at just 0.04% daily interest. Open a lifetime Free account now. Invest in Indian and US stocks from one app, starting at just Rs 100.
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INDmoney Review 2026 | Brokerage Charges, Margin, Demat Account