Finbud Financial IPO is a book build issue of ₹71.68 crores. The issue is entirely a fresh issue of 0.50 crore shares of ₹71.68 crore.
Finbud Financial IPO bidding opened for subscription on Nov 6, 2025 and will close on Nov 10, 2025. The allotment for the Finbud Financial IPO is expected to be finalized on Nov 11, 2025. Finbud Financial IPO will list on NSE SME with a tentative listing date fixed as Nov 13, 2025.
Finbud Financial IPO price band is set at ₹140.00 to ₹142.00 per share . The lot size for an application is 1,000. The minimum amount of investment required by an individual investor (retail) is ₹2,84,000.00 (2,000 shares) (based on upper price). The minimum lot size investment for HNI is 3 lots (3,000 shares), amounting to ₹4,26,000.
SKI Capital Services Ltd. is the book running lead manager and Skyline Financial Services Pvt.Ltd. is the registrar of the issue. The Market Maker of the company is SKI Capital Services Ltd..
Refer to Finbud Financial IPO RHP for detailed Information.
Submit your IPO application online through your preferred broker — fast, secure, and reliable.
| IPO Date | November 6, 2025 to November 10, 2025 |
| Listing Date | [.] |
| Face Value | ₹10 per share |
| Issue Price Band | ₹140 to ₹142 per share |
| Lot Size | 1,000 Shares |
| Sale Type | Fresh Capital |
| Total Issue Size | 50,48,000 shares (aggregating up to ₹71.68 Cr) |
| Reserved for Market Maker | 2,53,000 shares SKI Capital Services Ltd. (aggregating up to ₹3.59 Cr) |
| Net Offered to Public | 47,95,000 shares (aggregating up to ₹68.09 Cr) |
| Issue Type | Bookbuilding IPO |
| Listing At | NSE SME |
| Share Holding Pre Issue | 1,40,01,480 shares |
| Share Holding Post Issue | 1,90,49,480 shares |
Finbud Financial IPO offers total 50,48,000 shares. Out of which 23,95,000 (47.44%) allocated to QIB, 9,58,000 (18.98%) allocated to QIB (Ex- Anchor), 7,20,000 (14.26%) allocated to NII 16,80,000 (33.28%) allocated to RII and 14,37,000 (28.47%) allocated to Anchor investors.
| Investor Category | Shares Offered |
|---|---|
| Market Maker Shares Offered | 2,53,000 (5.01%) |
| QIB Shares Offered | 23,95,000 (47.44%) |
| − Anchor Investor Shares Offered | 14,37,000 (28.47%) |
| − QIB (Ex. Anchor) Shares Offered | 9,58,000 (18.98%) |
| NII (HNI) Shares Offered | 7,20,000 (14.26%) |
| − bNII > ₹10L | 4,80,000 (9.51%) |
| − sNII < ₹10L | 2,40,000 (4.75%) |
| Retail Shares Offered | 16,80,000 (33.28%) |
| Total Shares Offered | 50,48,000 (100.00%) |
Finbud Financial IPO raises ₹20.41 crore from anchor investors. Finbud Financial IPO Anchor bid date is November 4, 2025. Finbud Financial IPO Anchor Investors list
| Bid Date | November 4, 2025 |
| Shares Offered | 14,37,000 |
| Anchor Portion Size (In Cr.) | 20.41 |
| Anchor lock-in period end date for 50% shares (30 Days) | December 11, 2025 |
| Anchor lock-in period end date for remaining shares (90 Days) | February 9, 2026 |
Finbud Financial IPO opens on November 6, 2025, and closes on November 10, 2025.
| IPO Open Date | Thu, Nov 6, 2025 |
| IPO Close Date | Mon, Nov 10, 2025 |
| Tentative Allotment | Tue, Nov 11, 2025 |
| Initiation of Refunds | Wed, Nov 12, 2025 |
| Credit of Shares to Demat | Wed, Nov 12, 2025 |
| Tentative Listing Date | Thu, Nov 13, 2025 |
| Cut-off time for UPI mandate confirmation | 5 PM on Mon, Nov 10, 2025 |
Investors can bid for a minimum of 2,000 shares and in multiples of 1,000 shares thereof. The following table depicts the minimum and maximum investment by Individual Investors (Retail) and HNI in terms of shares and amount.
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Individual investors (Retail) (Min) | 2 | 2,000 | ₹2,84,000 |
| Individual investors (Retail) (Max) | 2 | 2,000 | ₹2,84,000 |
| S-HNI (Min) | 3 | 3,000 | ₹4,26,000 |
| S-HNI (Max) | 7 | 7,000 | ₹9,94,000 |
| B-HNI (Min) | 8 | 8,000 | ₹11,36,000 |
Note : The value will be calculated using Equity Dilution = Share Holding Pre Issue - Share Holding Post Issue
Incorporated in July 2012, Finbud Financial Services Limited is a loan aggregation platform in India, assisting individuals in obtaining personal, business, and home loans from banks and non-banking financial companies.
Services:
Product Offerings:
As of July 31, 2025, the company has total employed around 276 employees.
Competitive Strength
Finbud Financial Services Ltd.'s revenue increased by 17% and profit after tax (PAT) rose by 50% between the financial year ending with March 31, 2025 and March 31, 2024.
| Period Ended | 31 Jul 2025 | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
| Assets | 76.12 | 68.93 | 44.97 | 27.47 |
| Total Income | 85.82 | 223.50 | 190.28 | 135.57 |
| Profit After Tax | 3.33 | 8.50 | 5.66 | 1.83 |
| EBITDA | 5.87 | 14.66 | 10.59 | 4.23 |
| NET Worth | 39.31 | 35.98 | 11.79 | 6.13 |
| Reserves and Surplus | 25.31 | 21.98 | 11.77 | 6.12 |
| Total Borrowing | 20.48 | 18.51 | 12.43 | 7.40 |
| Amount in ₹ Crore | ||||
KPI as of Mon, Mar 31, 2025.
| KPI | Values |
|---|---|
| ROE | 23.61% |
| ROCE | 32.11% |
| Debt/Equity | 0.51 |
| RoNW | 23.61% |
| PAT Margin | 3.81% |
| EBITDA Margin | 6.57% |
| Price to Book Value | 5.53 |
| Market Capitalization | 270.50 |
| Pre IPO | Post IPO | |
|---|---|---|
| EPS Rs | 6.07 | 5.24 |
| P/E (x) | 23.4 | 27.08 |
The Company Finbud Financial IPO proposes to utilise the Net Proceeds from the Issue towards the following objects:
| S.No. | Objects of the Issue | Expected Amount (₹ in crores) |
|---|---|---|
| 1 | Working Capital Requirement | 20.90 |
| 2 | Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited | 15.00 |
| 3 | Funding for Business Development and Marketing Activities | 17.75 |
| 4 | Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company | 4.03 |
| 5 | General Corporate Purposes |
[Dilip Davda] FFSL is engaged in the business of tailored loan solutions based on agent model as well as digital model. It enjoys leadership with dual model financial services that earns higher commission and margins compared to peers. The company posted growth in its top and bottom lines for the reported periods. Based on its recent financial data, the issue appears aggressively priced. It is operating in a highly competitive and fragmented segment. Well-informed/cash surplus investors may park moderate funds for medium to long term. Read detail review...
Finbud Financial Services Ltd.
No.10, 1st Floor, 6th Main,
9th Cross
Jeevan Bhima Nagar
Bangalore Urban, Karnataka, 560075
Phone: +91 98862 32323
Email: cs@financebuddha.com
Website: https://www.financebuddha.com/
Skyline Financial Services Pvt.Ltd.
Phone: 02228511022
Email: ipo@skylinerta.com
Website: https://www.skylinerta.com/ipo.php
Finbud Financial IPO is a SME IPO of 50,48,000 equity shares of the face value of ₹10 aggregating up to ₹71.68 Crores. The issue is priced at . The minimum order quantity is 1000.
The IPO opens on November 6, 2025, and closes on November 10, 2025.
Skyline Financial Services Pvt.Ltd. is the registrar for the IPO. The shares are proposed to be listed on NSE SME.
Zerodha customers can apply online in Finbud Financial IPO using UPI as a payment gateway. Zerodha customers can apply in Finbud Financial IPO by login into Zerodha Console (back office) and submitting an IPO application form.
Steps to apply in Finbud Financial IPO through Zerodha
Visit Zerodha IPO Application Process Review for more detail.
The Finbud Financial IPO opens on November 6, 2025 and closes on November 10, 2025.
Finbud Financial IPO lot size is 1000, and the minimum amount required for application is ₹2,84,000, with 2 lots being the minimum application size.
You can apply in Finbud Financial IPO online using either UPI or ASBA as a payment method. ASBA IPO application is available in the net banking of your bank account. UPI IPO Application is offered by brokers who don't offer banking services. Read more detail about applying IPO online through Zerodha, Upstox, 5Paisa, Nuvama, HDFC Bank, and SBI Bank.
The finalization of Basis of Allotment for Finbud Financial IPO will be done on Tuesday, November 11, 2025, and the allotted shares will be credited to your demat account by Wednesday, November 12, 2025. Check the Finbud Financial IPO allotment status.
The Finbud Financial IPO listing date is not yet announced. The tentative date of Finbud Financial IPO listing is Thursday, November 13, 2025.
Useful Articles
Free Equity Delivery
Flat ₹10 per Trade in Intraday & F&O
RHP
