5paisa Vs Paytm Money (Compare 5paisa and Paytm Money)

About 5paisa

5paisa.com is a leading online stockbroker offering discount brokerage services to retail investors in India. 5paisa Capital Ltd is a publicly traded and professionally managed company promoted by IIFL founders. As of August 2025, 5paisa has over 3.85 lakh active traders, according to data from NSE. 5paisa offers online trading in equity on BSE and NSE and commodity trading under MCX. It is a flat... Know more about 5paisa

About Paytm Money

Established in 2017, Paytm Money is a prominent Indian wealth management platform that leverages technology to streamline investment processes. It facilitates investments across a broad spectrum of assets, including equities, F&O, mutual funds, SIPs, IPOs, NPS, and debt instruments, offering a user-friendly experience. Paytm Money operates as a SEBI-registered stockbroker and Investment Adviso... Know more about Paytm Money

5paisa Vs Paytm Money

Expand

Incorporated in 1996, 5paisa is a Discount Broker. It offers trading at NSE, BSE. It has 1 branches across India. Incorporated in 2017, Paytm Money is a Discount Broker. It offers trading at NSE and BSE. It has 1 branches across India.

 5paisaPaytm Money
Type of BrokerDiscount BrokerDiscount Broker
Exchnage MembershipNSE, BSENSE and BSE
Year of Incorporation19962017
Number of Branches11
Open 5paisa Account

5paisa Vs Paytm Money Charges & AMC

Expand

5paisa trading account opening charges is Rs 0 (Free) while Paytm Money account opening changes is Rs 0 (Free). 5paisa Demat Account AMC Charges is Rs 300 (₹75 charged quarterly) and Paytm Money Demat Account AMC Charges is Rs 0 (Free) Lifetime Free.

 5paisaPaytm Money
Trading Account Opening ChargesRs 0 (Free)Rs 0 (Free)
Trading Account AMC ChargesRs 0 (Free)Rs 0 (Free) (Annual Platform Fees)
Demat Account Opening ChargesRs 0 (Free)Rs 0 (Free)
Demat Account AMC ChargesRs 300 (₹75 charged quarterly)Rs 0 (Free) Lifetime Free

5paisa Vs Paytm Money Brokerage

Expand

5paisa brokerage charges for equity is Rs 20 per executed order and intraday is Rs 20 per executed order whereas Paytm Money brokerage charges for equity is Rs 20 per executed order or 2.5% whichever is low and intraday is Rs 20 per executed order or 0.05% whichever is low.

Account Type5paisa Regular Account PlanPaytm Money Standard Plan
Fixed ChargesNANA
Equity DeliveryRs 20 per executed orderRs 20 per executed order or 2.5% whichever is low
Equity IntradayRs 20 per executed orderRs 20 per executed order or 0.05% whichever is low
Equity FuturesRs 20 per executed orderRs 20 per executed order or 0.01% whichever is low
Equity OptionsRs 20 per executed orderRs 20 per executed order
Currency FuturesRs 20 per executed order
Currency OptionsRs 20 per executed order
Commodity FuturesRs 20 per executed order
Commodity OptionsRs 20 per executed order
Special Offer
Special Offer: FREE Account Opening (Rs 650 waived) + Brokerage-free Mutual Funds + Trade at flat Rs 20 per order. Open Instant Account with 5paisa and start trading today.

Zerodha (Flat Rs 20 Per Trade)

Special Offer - Invest brokerage-free Equity Delivery and Direct Mutual Funds (truly no brokerage). Pay flat Rs 20 per trade for Intra-day and F&O. Open Instant Account and start trading today.

5paisa Charges Vs Paytm Money

Expand
Minimum BrokerageRs 20 per tradeRs 20
Other ChargesRs 50 + GST system auto square off; Physical Statements - Rs 300 per request + Rs 300 per Courier
Call & Trade ChargesAdditional ₹20 per order + GSTRs 100
Open 5paisa Account

5paisa Vs Paytm Money Leverage (Margin)

Expand

5paisa margin for intraday trading is up to 20% of the trade value (5x leverage) based on the stock whereas the Paytm Money margin for intraday cash is also up to 20% of the trade value (5x leverage) based on the stock.

 5paisaPaytm Money
Equity Delivery100% of trade value (1x leverage)100% of trade value (1x leverage)
Equity IntradayUp to 20% of trade value (5x leverage)Up to 20% of trade value (5x leverage)
F&O (Eq, Curr, Comm)100% of NRML margin (Span + Exposure) (1x leverage)100% of NRML margin (Span + Exposure) (1x leverage)
Open 5paisa Account

Compare 5paisa and Paytm Money Features

Expand

The trading platforms offered 5paisa include 5paisa Trade Station (Web, Mobile App and EXE). Paytm Money offers Paytm Money mobile app, Paytm Money website trading software.

 5paisaPaytm Money
3 in 1 AccountNoNo
Automated TradingYesNo
Margin Trading FundingYesNo
Margin Against Shares (Equity Cash)YesNo
Margin Against Shares (Equity F&O)YesNo
Trading Platform5paisa Trade Station (Web, Mobile App and EXE)Paytm Money mobile app, Paytm Money website
Intraday Square-off TimeOptimum Plan: 3:10 PM, Platinum Plan: 3:20 PM3:15 PM
Trading In SME Shares Allowed?NoNo
Referral ProgramYesNo
Other Features
Open 5paisa Account

5paisa Vs Paytm Money Review

Expand

5paisa is rated of 5 based on 97 customer reviews whereas Paytm Money is rated of 5 based on 53 customer reviews.

 5paisaPaytm Money
 97 Customer Reviews    Rate 5paisa53 Customer Reviews    Rate Paytm Money
FeesRated 2.9 starsRated 3.2 stars
BrokerageRated 3.5 starsRated 3.7 stars
Trading PlatformRated 2.7 starsRated 3.5 stars
Customer ServiceRated 2.1 starsRated 2.6 stars
Research CapabilitiesRated 2.4 starsRated 3.2 stars
Overall RatingRated 2.6 starsRated 3.2 stars
Broker Rating5paisa is Rated 2.6 / 5 based on 97 customer reviewsPaytm Money is Rated 3.2 / 5 based on 53 customer reviews

Contact Broker / Request A Call Back

Expand
 5paisaPaytm Money
Contact Broker
FREE Account Opening (Rs 650 waived) + Brokerage-free Mutual Funds + Trade at flat Rs 20 per order. Open Instant Account with 5paisa and start trading today.
Invest brokerage-free Equity Delivery and Direct Mutual Funds (truly no brokerage). Pay flat Rs 20 per trade for Intra-day and F&O. Open Instant Account and start trading today.

5paisa Vs Paytm Money Investment Options

Expand
 5paisaPaytm Money
Stock / EquityYesYes
CommodityYesNo
IPOYesYes
Mutual FundsYesYes
Bond / NCDYesNo
DebtYesNo

5paisa Vs Paytm Money Order Type Offered

Expand
 5paisaPaytm Money
Bracket OrderYesYes
Cover OrderYesYes
Buy Today Sell Tomorrow (BTST)YesYes
Sell Today Buy Tomorrow (STBT)YesNo
After Market Order (AMO)YesYes
Good Till Cancelled (GTC)YesNo
Open 5paisa Account

5paisa Vs Paytm Money Suitable For Investor Type

Expand
 5paisaPaytm Money
Casual InvestorNoNo
Active InvestorYesYes
TraderYesYes

5paisa Vs Paytm Money - Pros and Cons

Expand
 5paisaPaytm Money
Pros
  • Flat ₹20 order irrespective of size of trade, segment or exchange.
  • All in one account to invest in stocks, mutual funds, commodity, and currency.
  • FREE and paperless account opening in 5 minutes.
  • Flat Brokerage Charges
  • Free Mutual Fund account
  • Multilingual trading app
  • Free trading platform including mobile app, website and desktop trading terminal. No software charges.
  • Provide Stock Investment Ideas and Research tools
  • Technical calls on both Email and Mobile.
  • Promoted by the IIFL promoters. IIFL is a premier non-banking financial institution in India with experience of over 2 decades.
  • Flat rate brokerage fee (max Rs 20 per trade).
  • Free Mutual Fund investments with no hidden charges.
  • Direct MF platform that helps you earn an extra 1% returns.
  • Zero Maintenance Charges.
  • Instant digital account opening.
  • Simple and easy trading platforms.
  • Online IPO application services.
  • Offers to invest in NPS and digital gold investment along with Stocks, Derivatives, and MF.
Cons
  • Call & Trade is available at an additional Rs 20 per order + GST.
  • Research & advisory services are not available in Optimum Plan.
  • 5Paisa doesn't offer NRI Trading services.
  • Branch support not available.
  • GTC order type not available.
  • Trading platforms use fee: Rs 30 per month.
  • No Margin trading facility.
  • No Margin against shares.
  • Commodity and Currency trading not available.
Reviews

Paytm Money Limited, commonly known as Paytm Money, is a Bengaluru-based online discount broker incorporated in 2017 offering trading and investment services for an entire range of financial products like Equity, Derivatives, Direct Mutual Funds, Digital gold, NPS retirement funds, and IPO. The company also provides investment advisory services by way of offering investment packs for mutual fund investments.

The company claims to be a leader and pioneer in low-cost trading. Paytm Money follows a flat fee model. The maximum brokerage charged by the broker is Rs 15 per trade. Paytm Money offers free Equity Delivery trading. Paytm Money is a member of NSE and BSE and has a depository membership with CDSL.

Paytm Money charges Rs 200 towards account opening and zero annual maintenance charges for the Demat account. The company offers an online trading platform - Paytm Money on Android, iOS, and website.

Promo / Offers

5paisa Special Offer

5paisa.com Limited Time Offer - Free Account Opening (Rs 650 waived)

Open 5Paisa Trading Account and get Free Trading, Demat and Mutual Fund Account + FREE 1st year Demat AMC + Trade at flat Rs 20 per order.

Open Online Account Now! and start trading today.

Zerodha (India's Best & No. 1 Broker)

  Special Offer - Free Equity Delivery and Mutual Funds

  • Brokerage-free equity delivery trades.
  • Brokerage-free Direct Mutual Fund.
  • Pay ₹20 per trade for Intraday & F&O.
  • The best trading platform in India.

Open Instant Demat Account Read Reviews
Open 5paisa Account
Compare 5paisaCompare Paytm Money
5paisa Vs Aditya Birla MoneyPaytm Money Vs Aditya Birla Money
5paisa Vs Alice BluePaytm Money Vs Alice Blue
5paisa Vs Anand RathiPaytm Money Vs Anand Rathi
5paisa Vs Angel OnePaytm Money Vs Angel One
5paisa Vs Arihant CapitalPaytm Money Vs Arihant Capital
5paisa Vs AxisDirectPaytm Money Vs AxisDirect
5paisa Vs Bajaj BrokingPaytm Money Vs Bajaj Broking
5paisa Vs BlinkXPaytm Money Vs BlinkX
5paisa Vs DhanPaytm Money Vs Dhan
5paisa Vs FirstockPaytm Money Vs Firstock
5paisa Vs FyersPaytm Money Vs Fyers
5paisa Vs GeojitPaytm Money Vs Geojit
5paisa Vs GrowwPaytm Money Vs Groww
5paisa Vs HDFC SecuritiesPaytm Money Vs HDFC Securities
5paisa Vs ICICIdirectPaytm Money Vs ICICIdirect
5paisa Vs Indiabulls SecuritiesPaytm Money Vs Indiabulls Securities
5paisa Vs INDmoneyPaytm Money Vs INDmoney
5paisa Vs Jainam BrokingPaytm Money Vs Jainam Broking
5paisa Vs Kotak SecuritiesPaytm Money Vs Kotak Securities
5paisa Vs m.StockPaytm Money Vs m.Stock
5paisa Vs Mirae Asset SharekhanPaytm Money Vs Mirae Asset Sharekhan
5paisa Vs Monarch NetworthPaytm Money Vs Monarch Networth
5paisa Vs Motilal OswalPaytm Money Vs Motilal Oswal
5paisa Vs Nuvama (Edelweiss)Paytm Money Vs Nuvama (Edelweiss)
5paisa Vs ProstocksPaytm Money Vs Prostocks
5paisa Vs SahiPaytm Money Vs Sahi
5paisa Vs SAMCOPaytm Money Vs SAMCO
5paisa Vs SAS OnlinePaytm Money Vs SAS Online
5paisa Vs SBI SecuritiesPaytm Money Vs SBI Securities
5paisa Vs Share.MarketPaytm Money Vs Share.Market
5paisa Vs TradeSmartPaytm Money Vs TradeSmart
5paisa Vs TradingoPaytm Money Vs Tradingo
5paisa Vs UpstoxPaytm Money Vs Upstox
5paisa Vs Yes SecuritiesPaytm Money Vs Yes Securities
5paisa Vs ZerodhaPaytm Money Vs Zerodha

Side-by-Side Comparison of Broker