Patel Retail IPO vs Tata Capital IPO

Comparison between Patel Retail IPO and Tata Capital IPO.

IPO Details

Patel Retail IPO is a Mainboard Bookbuilding IPO proposed to list at BSE, NSE while Tata Capital IPO is a Mainboard Bookbuilding proposed to list at BSE, NSE.

Issue Size and Price

The total issue size of Patel Retail IPO is up to ₹242.66 Cr whereas the issue size of the Tata Capital IPO is up to ₹15,511.87 Cr. The final issue price of Patel Retail IPO is ₹255.00 per share and of Tata Capital IPO is ₹326.00 per share.

 Patel Retail IPOTata Capital IPO
Face Value₹10 per share₹10 per share
Issue Price (Lower)₹237.00 per share₹310.00 per share
Issue Price (Upper)₹255.00 per share₹326.00 per share
Issue Price (Final)₹255.00 per share₹326.00 per share
Discount (Retail)
Discount (Employee)₹20.00 per share
Market Lot Size58 shares46 shares
Fresh Issue Size85,18,000 shares21,00,00,000 shares
Fresh Issue Size (Amount)up to ₹217.12 Crup to ₹6,846.00 Cr
OFS Issue Size10,02,000 shares26,58,24,280 shares
OFS Issue Size (Amount)up to ₹25.54 Crup to ₹8,665.87 Cr
Issue Size Total95,20,000 shares47,58,24,280 shares
Issue Size Total (Amount)up to ₹242.66 Crup to ₹15,511.87 Cr

IPO Timetable

Patel Retail IPO opens on Aug 19, 2025, while Tata Capital IPO opens on Oct 06, 2025. The closing date of Patel Retail IPO and Tata Capital IPO is Aug 21, 2025, and Oct 08, 2025, respectively.

 Patel Retail IPOTata Capital IPO
Anchor Bid DateAug 18, 2025Oct 03, 2025
Issue OpenAug 19, 2025Oct 06, 2025
Issue CloseAug 21, 2025Oct 08, 2025
Basis Of Allotment (Tentative)Aug 22, 2025Oct 09, 2025
Initiation of Refunds (Tentative)Aug 25, 2025Oct 10, 2025
Credit of Share (Tentative)Aug 25, 2025Oct 10, 2025
Listing date (Tentative)Aug 26, 2025Oct 13, 2025
Anchor Lockin End date 1Sep 20, 2025Nov 07, 2025
Anchor Lockin End date 2Nov 19, 2025Jan 06, 2026

Financials & KPIs

Patel Retail IPO P/E ratio is 25.1, as compared to Tata Capital IPO P/E ratio of 35.99.

 Patel Retail IPOTata Capital IPO
Financials

Company Financials (Restated)

Patel Retail Ltd.'s revenue increased by 1% and profit after tax (PAT) rose by 12% between the financial year ending with March 31, 2025 and March 31, 2024.

Period Ended31 Mar 202531 Mar 202431 Mar 2023
Assets382.86333.02303.12
Total Income825.99817.711,019.80
Profit After Tax25.2822.5316.38
EBITDA62.4355.8443.24
NET Worth134.5794.4071.87
Total Borrowing180.54185.75182.81
Amount in ₹ Crore

Company Financials (Restated Consolidated)

Tata Capital Ltd.'s revenue increased by 56% and profit after tax (PAT) rose by 10% between the financial year ending with March 31, 2025 and March 31, 2024.

Period Ended30 Jun 202531 Mar 202531 Mar 202431 Mar 2023
Assets2,52,254.282,48,465.011,76,693.981,35,626.10
Total Income7,691.6528,369.8718,198.3813,637.49
Profit After Tax1,040.933,655.023,326.962,945.77
EBITDA5,565.8620,338.2214,247.7610,763.22
NET Worth32,761.7332,587.8223,540.1917,959.06
Reserves and Surplus29,260.8824,299.3618,121.8311,899.32
Total Borrowing2,11,851.602,08,414.931,48,185.291,13,335.91
Amount in ₹ Crore
Promoter Shareholding (Pre-Issue)97.9995.6
Promoter Shareholding (Post-Issue)70.0185.5
P/E Ratio25.135.99
Market Cap₹851.71 Cr.₹138382.73 Cr.
ROE19.02%12.6%
ROCE14.43%
Debt/Equity1.346.60
EPS₹10.16₹9.06
RoNW19.02%11.2%

Shares Offered

In the Patel Retail IPO Retail Individual Investors (RII) are offered 42,61,050 shares while in Tata Capital IPO retail investors are offered 42,61,050 shares. Qualified Institutional Buyers (QIB) are offered 11,36,312 shares in Patel Retail IPO and 9,49,24,856 shares in Tata Capital IPO.

 Patel Retail IPOTata Capital IPO
Anchor Investor Reservation17,04,388 shares14,23,87,284 shares
Market Maker Reservation0 shares0 shares
QIB11,36,312 shares9,49,24,856 shares
NII23,67,250 shares7,11,93,642 shares
RII42,61,050 shares16,61,18,498 shares
Employee51,000 shares12,00,000 shares
Others
Total95,20,000 shares47,58,24,280 shares

Bids Received (Subscription)

Patel Retail IPO subscribed 95.69x in total, whereas Tata Capital IPO subscribed 1.96x.

 Patel Retail IPOTata Capital IPO
QIB (times)272.14x3.42x
NII (times)108.11x1.98x
Big NII (times)102.09x1.90x
Small NII (times)120.17x2.14x
RII (times)42.55x1.10x
Employee (times)25.29x2.92x
Other (times)
Total (times)95.69x1.96x

Compare with others

Compare: